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April 09, 2020

King Seeks to Reopen ACA Marketplace, Improve Access to Health Insurance During Pandemic

BRUNSWICK, ME – U.S. Senator Angus King (I-Maine) joined 27 Senate colleagues to urge the U.S. Department of Health and Human Services (HHS) to reopen the Affordable Care Act’s online marketplace to allow more un- and under-insured Americans to get health insurance as they face potential health issues related to coronavirus – echoing a push he made in March. In a letter to the Secretary Alex Azar, the senators urged HHS to allow Americans to enroll through a unique Special Enrollment Period (SEP) that should last throughout the duration of the pandemic in an effort to ensure comprehensive coverage for families and communities to protect themselves from COVID-related illness.

“Currently, millions of Americans are uninsured and anxious, not only about what the possibility of contracting COVID-19 could mean for their health and that of their family, but also for their financial stability,” the senators wrote. “Opening up the ACA marketplace would provide an easy pathway to coverage for those who under previous circumstances may have decided to forego health insurance or purchase a substandard, junk insurance plan, but now in a global pandemic are in vital need of comprehensive coverage to protect themselves, their families, and our broader community.”

“We believe opening an ACA SEP is the clearest way to cover the millions of uninsured and underinsured Americans in the 38 states that use the federal platform, and to provide comprehensive protections for COVID-19-related treatment and prevention,” the senators continued. “We urge you to put aside the partisan politics of the past, and to expand health coverage to millions of Americans by opening an SEP expeditiously.”

Senator King is a vocal proponent of efforts to protect, improve, and expand access the Affordable Care Act, which has helped millions of Americans access healthcare, including cosponsoring and voting for legislation seeking to overturn the Administration’s rule allowing for the expansion of junk plans. Last November, at the beginning of the ACA’s Open Enrollment period, Senator King joined Maine healthcare providers and advocates at the Greater Portland Health Clinic to urge Maine people to sign up for healthcare. In May, he announced his support for a Senate resolution rejecting the Department of Justice’s (DOJ) decision to uphold a Texas Federal Judge’s ruling that deems the Affordable Care Act unconstitutional. In July 2018, Senator King joined a group of his colleagues to introduce a resolution that would have authorized the Senate Legal Counsel to intervene in Texas v. United States, and in December 2018 he joined a group of Senate colleagues to call on President Trump to condemn the resulting decision in the case. He has also fought the Administration’s various attempts to sabotage the health care law and met with Maine people around the state to discuss the ACA’s importance to their lives

The full letter can be downloaded HERE and read below.

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Dear Secretary Azar,

We write to urge you to reopen the Affordable Care Act’s (ACA) online marketplace through a unique Special Enrollment Period (SEP) to allow any American to enroll in a comprehensive health insurance plan. Currently, millions of Americans are uninsured and anxious, not only about what the possibility of contracting COVID-19 could mean for their health and that of their family, but also for their financial stability. Opening up the ACA marketplace would provide an easy pathway to coverage for those who under previous circumstances may have decided to forego health insurance or purchase a substandard, junk insurance plan, but now in a global pandemic are in vital need of comprehensive coverage to protect themselves, their families, and our broader community.

The Trump Administration’s reported decision not to open an SEP, despite earlier congressional requests, and leave millions of Americans uninsured and underinsured during this unprecedented public health crisis will inevitably mean fewer individuals seeking testing and treatment—prolonging the spread of the disease—and will put more families in dire financial straits. The COVID-19 pandemic is also causing millions of people to lose their jobs and their employer-provided health insurance. We should be promoting comprehensive health insurance plans to all those impacted, not looking to divert funds appropriated to support hospitals, or promoting junk insurance plans that don’t have to provide coverage for needed services or offer consumer protections.

When the ACA was passed, Congress included the authority to establish SEPs because we understood that everyday Americans may face extenuating circumstances for which they should not be penalized. It is inexcusable for you not to exercise that authority during perhaps the largest extenuating circumstance of our lifetimes, and to choose to lock out millions of Americans from the ACA exchanges because they failed to predict a sweeping global pandemic. Furthermore, the Administration’s continued promotion of junk plans which are not required to comply with consumer protections that limit out-of-pocket costs or coverage of essential health benefits, including those that are needed to pay for the treatment and prevention of COVID-19 such as hospital care, emergency care, laboratory services, or preventive services, leave many Americans vulnerable. Families already struggling to make ends meet in light of the global economic downturn should not be exposed to potential financial ruin because of a lack of comprehensive insurance coverage.

An additional benefit of opening an SEP is that it would publicize to all Americans who have lost their jobs that the exchanges are open again and that they can enroll in high-quality health insurance, providing at least a modicum of reassurance during these deeply troubling times. Given the millions of job losses in recent weeks and the likelihood of millions more in the near future, now is the time to open up the health insurance marketplace to everyone so that people know that losing their job does not mean they must also lose access to health insurance coverage.

We believe opening an ACA SEP is the clearest way to cover the millions of uninsured and underinsured Americans in the 38 states that use the federal platform, and to provide comprehensive protections for COVID-19-related treatment and prevention. In a demonstration of the dramatic demand for such a move, all but one of the 13 state-based marketplaces have opened an SEP, with such high levels of interest that many are now extending the period by several weeks.

We urge you to put aside the partisan politics of the past, and to expand health coverage to millions of Americans by opening an SEP expeditiously.


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